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Insurance for Your Business, Vehicles, Property & Family
Khidir Insurance Agency helps clients in California and multiple states compare personal and commercial insurance options with clear guidance, responsive service and coverage built around real-world risks. Service is available in California, Texas, Arizona, Utah, New York, Ohio, New Jersey and Washington, subject to licensing, carrier availability and underwriting requirements.
3114 San Pablo Ave, Oakland, CA • (510) 227-6520 • CA Lic. 6001995

Coverage for the Businesses That Keep Oakland Moving
We help business owners review liability, property, vehicle, employee and specialty exposures based on how the business actually operates.
Commercial Auto
Coverage for business vehicles, vans, trucks and fleets.
Restaurant Insurance
Property, liability, workers’ compensation and specialty needs.
Auto Repair Shops
Garage liability, garagekeepers, property and commercial auto.
Barbershops
Coverage for shop operations, property and workplace exposures.
Landscaping
Liability, equipment, commercial auto and workers’ compensation.
Janitorial Services
Coverage for cleaners, crews, vehicles, equipment and bonding needs.
LRO / Property Owners
Coverage for commercial property owners leasing space to tenants.
Popular Business Coverage We Help Clients Review
Depending on your operation, a business insurance program may combine several policies. Explore these commonly requested coverages:
- General Liability Insurance for third-party bodily injury and property damage exposures.
- Workers’ Compensation Insurance for employee-related workplace injuries and California employer requirements.
- Commercial Property Insurance for buildings, business personal property, equipment and income-related exposures.
- NEMT Insurance for wheelchair vans and non-emergency passenger transportation operations.
- Trucking Insurance for owner-operators and fleets needing liability, physical damage, cargo and filing support.

Clear Guidance. Multiple Options. Responsive Local Service.
Insurance decisions are easier when you understand what you are buying. We help explain limits, deductibles, exclusions and available endorsements so you can compare options with more confidence.
Protect Your Home, Car & Rental Property
We assist with auto, homeowners, renters and landlord coverage, along with selected specialty property needs.
Health, Dental & Vision Options
Our team can help clients review health, dental and vision plan options, including Covered California where applicable.
Insurance Help Close to Home
Visit Khidir Insurance Agency at 3114 San Pablo Ave in Oakland. We serve Oakland and surrounding Bay Area communities with personal and commercial insurance support.
Phone: (510) 227-6520
Office: 3114 San Pablo Ave, Oakland, CA
License: CA Lic. 6001995

Get Started in 3 Simple Steps
We make the quote process straightforward so you know what information to provide and what to expect next.
Tell Us What You Need to Insure
Start with the basics: personal or business insurance, your location, type of operation, property, vehicles, employees, or other coverage needs.
Share the Key Details
Provide the information needed for your risk, such as drivers, vehicles, payroll, revenue, building details, prior insurance, requested limits, or loss history when applicable.
Review Your Coverage Options
Our team helps you review available options, limits, deductibles and important coverage differences before you decide how to proceed.
What Our Customers Say
Khidir Insurance Agency currently holds a 4.9-star Google rating. Here are a few comments shared by customers about their experience with our team.
“Good customer service.”
Mulugeta Tadesse
“I was well received by the staff and they handled my appeals well.”
Customer Review
“Great Rates ..Professional…overall Great company.”
Customer Review
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Insurance Questions We Hear Most Often
These quick answers can help you understand where to start before requesting a quote.
What types of insurance does Khidir Insurance Agency offer?
We help with personal and commercial insurance, including auto, homeowners, landlord, commercial auto, general liability, workers’ compensation, business property, restaurant, barbershop, auto repair, landscaping, janitorial, LRO, health, dental and vision coverage.
Do you work with small businesses in Oakland and the Bay Area?
Yes. We work with local business owners and help review coverage based on operations, vehicles, employees, property, contracts and industry-specific risks.
What information do I need to request a business insurance quote?
Common items include the business name and address, type of operations, estimated annual revenue, payroll, number of employees, vehicle or equipment details, requested limits and prior insurance or loss information when available.
Can you help me compare insurance options?
Yes. We help explain differences in limits, deductibles, exclusions, endorsements and available coverage options so you can make a more informed decision.
How do I get started?
You can request a quote online or contact our Oakland office to discuss your insurance needs.
Ready to Review Your Insurance Options?
Tell us what you need to insure. Our team will help you identify the information needed and review available coverage options.